Terms & Conditions

1. Agreement to Terms

By accessing or using the Fund Capital Now website (“Site”) or any of our services, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any part of these Terms, you must not use our Site or services. These Terms constitute a legally binding agreement between you and Fund Capital Now (“Company,” “we,” “us,” or “our”).

2. Description of Services

Fund Capital Now operates as a private lending brokerage specializing in non-owner occupied investment property financing. Our services include:

• Matching real estate investors with private lending programs, including Fix & Flip / Bridge loans and DSCR rental loans
• Facilitating loan inquiries, term sheets, and introductions to capital sources within our lending network
• Providing educational content, rate information, and market resources related to investment property financing

We act as a broker and intermediary. We are not a direct lender and do not make lending decisions. All loan approvals, terms, rates, and conditions are determined solely by the applicable lender or capital source.

3. No Guarantee of Financing

Submitting a loan inquiry through our Site does not guarantee loan approval or the issuance of a term sheet. All financing is subject to lender underwriting, due diligence, property appraisal, and other conditions. Rates, terms, and availability of loan programs are subject to change without notice and may vary based on borrower qualifications, property characteristics, and market conditions.

4. Non-Owner Occupied Properties Only

Our services are exclusively for non-owner occupied investment properties. We do not provide financing for primary residences, second homes, or consumer-purpose loans. By submitting a loan inquiry, you represent and warrant that the subject property is or will be a non-owner occupied investment property used for business or commercial purposes.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting a loan inquiry or communicating with us. You are responsible for the accuracy of all information you provide, including but not limited to property details, financial information, entity information, and investment experience. Providing false or misleading information may result in denial of your inquiry and termination of services.

6. Website Content and Information

The information on our Site, including loan program descriptions, rate ranges, pricing tiers, and educational content, is provided for informational purposes only and does not constitute a loan offer, commitment, or financial advice.

While we strive to keep our content accurate and up to date, we make no representations or warranties about the completeness, accuracy, reliability, or availability of any information on the Site. Rates and terms displayed are illustrative and subject to change based on market conditions.

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Fund Capital Now or its content suppliers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this Site without our prior written consent.

8. Prohibited Uses

You agree not to use our Site or services to:

• Submit false, misleading, or fraudulent loan inquiries
• Violate any applicable federal, state, or local law or regulation
• Attempt to gain unauthorized access to our systems, servers, or networks
• Interfere with or disrupt the operation of our Site or services
• Scrape, crawl, or use automated tools to extract data from our Site without written permission
• Impersonate another person or entity or misrepresent your affiliation with any person or entity

9. Third-Party Links and Services

Our Site may contain links to third-party websites or services, including those of our lending partners, service providers, and industry resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. Your use of third-party services is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Fund Capital Now, its owners, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, or goodwill, arising out of or in connection with your use of our Site or services, any loan transaction facilitated through our services, or your reliance on any information provided on our Site. Our total liability for any claim arising under these Terms shall not exceed the fees actually paid by you to Fund Capital Now, if any.

11. Disclaimer of Warranties

Our Site and services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our Site will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Indemnification

You agree to indemnify, defend, and hold harmless Fund Capital Now, its owners, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our Site or services, your violation of these Terms, or your violation of any rights of a third party.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Wisconsin, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Wisconsin.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our Site or services after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms shall remain in full force and effect.

16. Contact Us

If you have any questions about these Terms & Conditions, please contact us at: